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JCSM Shareware Collection 1996 September
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JCSM Shareware Collection (JCS Distribution) (September 1996).ISO
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financal
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ace103.zip
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VENDINFO.DIZ
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VENDINFO
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1995-03-08
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┌────────────────────────────────────────────────────────────────────┐
│ Annuity Ace v1.03 │
│ SEE BELOW FOR PRODUCT INFORMATION │
└────────────────────────────────────────────────────────────────────┘
┌────────────────────────────────────────────────────────────────────┐
│ This is a VENDINFO Product Information Record │
│ │
│ This record is a means of conveying information about a software │
│ product from the author to distributors and users. It contains a │
│ normal, "human-readable" section (you're reading it now), followed │
│ by a compressed data record. The data record contains a great │
│ deal of information in a form useable by automated tools. This │
│ allows BBSes, disk vendors, etc. to test automatically for │
│ permission to distribute, and to automatically extract product │
│ information for use in BBS files databases, vendor catalogs, etc. │
│ │
│ The VENDINFO file standard is published and is freely useable. │
│ │
│ The VENDINFO toolset includes a free end-user viewer, processing │
│ tools for use by distributors (BBSes, shareware disk vendors, │
│ etc.), and the editor used by author/publishers to produce these │
│ records. These tools are either free or very-low cost shareware. │
│ The toolset can be obtained from many sources, including the │
│ originators of VENDINFO: │
│ │
│ Rams' Island Software Voice: 303-841-2848 CompuServe: 76244,324 │
│ 7644 E. Lakecliff Way BBS: 303-841-6269 FidoNet: 1:104/333 │
│ Parker, CO 80134-5904 USA RIME: RAMSISLE │
└────────────────────────────────────────────────────────────────────┘
VENDINFO standard v1.00, produced by VendEdit v1.00, 8-Mar-1995
===== Product Information ==============================
Product: Annuity Ace (Project Your Savings as never before!)
Version: 1.03
Version Date: 7-Mar-1995
Product Type: Software
Basic Distribution Policy (see License, below, for details):
Shareware, subject to distribution restrictions
Product Description: Annuity Ace v1.03 Now project your savings as
never before! Professional illustrations for
deferred, immediate and split annuities
(Savings, IRA, 401K, etc). Flexible with
variable deposits, withdraw- als, interest
rates, and compound methods. Tax analysis,
COLA, Loads, Inflation Factoring and more.
Detail is monthly - annual, calendar or
fiscal, whole dollars or cents, cumulative or
non-cumulative.
Reason for version:
Category: Finances; Personal finances
Keywords: SAVINGS FINANCE BUSINESS ANNUITY 401K SEP IRA
COMPOUND MONEY
Reason for Version:
Required Packages: ACE103
This Package: ACE103
Registration Fee: 15.00-25.00 (U.S. Dollars)
Required Configuration
Processor Family: Intel 80x86 (minimum 8086/8088)
Minimum OS: MS-DOS 2.1
Standard RAM: 512K
Hard Drive Space: 300K
Required:
Parallel
Keyboard
Printer (specific types may be shown below)
Orders:
Address: Insight Software Solutions
P.O. Box 354
Bountiful, UT 84011-0354
Phone: 801 295-1890
FAX: 801 299-1781
CompuServe: 71672,3464
Internet: 71672.3464@compuserve.com
Support:
Address: Insight Software Solutions
P.O. Box 354
Bountiful, UT 84011-0354
Phone: 801 295-1890
FAX: 801 299-1781
BBS Name: Rocky Mountain Software
BBS Phone: 801 963-8721
CompuServe: 71672,3464
Internet: 71672.3464@compuserve.com
===== Information for Users ("READ-ME") ================
THE ANNUITY ACE (C) 1993-95
Version 1.03, March 7, 1995
Suggested BBS name, this version: ACE103.ZIP
A shareware software package from Insight Software Solutions
Mailing Address: P.O. Box 354, Bountiful, UT 84011-0354
Phone: (801) 295-1890 Fax: (801) 299-1781
BBS: (801) 963-8721 CIS: [71672,3464]
Author: Michael D. Jones
--------------------------------------------------------
To Start: A>ACE (then press <return/enter> key)
--------------------------------------------------------
The Annuity Ace Lite - Program Overview
The Annuity Ace is a financial software program designed with ease and
flexibility in mind. It comes complete with a variety of financial tools
for calculating Deferred, Immediate and Split Annuities. It also
contains Calculators for solving for missing values. Each financial tool
contains a variety of options to allow maximum flexibility.
The Deferred Annuity tool allows variable deposit modes, deposits,
withdrawals, interest rates and compounding methods with or without
loads. Professional reports can be generated with varying detail.
Special options are available to illustrate the time value of
compounding, the impact of taxes on savings, the effect of loads, the
effect of inflation, the effect of obtaining higher interest rate, and
the ability to illustrate what is required to accumulate a target sum of
money by a target age.
The Immediate Annuity tool allows variable payout modes and compounding
methods. Professional schedules are produced. A Split Annuity option
is available that produces both a professional schedule and chart.
Illustrations can be viewed on the screen or sent to a printer or a
file. The Annuity Ace is a menu driven program that also contains an
on-line manual and individual help for each input to allow the user to
easily navigate and understand the program. Information can be saved
and retrieved. The Annuity Ace provides several miscellaneous
configuration options for setting the program up to your individual
liking.
The Annuity Ace Professional
The following is a list of features found in the "Professional" version
of the Annuity Ace which are not found in the "Lite" version.
* Contains the ability to add a client name to the illustration.
* Contains the ability to add an agent name to the illustration.
* Contains the ability to add 3 permanent header lines and 3 permanent
footer lines. These can be used for company name, address, phone
number or anything.
* Contains the ability to add additional footnotes to appear on all
pages or just on the last page of an illustration.
* Contains the ability to turn bolding on or off for illustration
totals, headers and footers.
* Contains an enhanced filing system where information can be saved for
each client.
* Contains the ability to set defaults for the illustration printing
options. These include the "Print Destination", "Illustration
Detail", "Yearly Basis", "Cumulative Values", "Cumulative Totals",
"Dollar Values", "Date Format" and "Sequence Column". Your preferred
setting of these options can be set and will be saved so that these
options are the default options every time that the program is run.
* Contains the ability to specify the location (DOS PATH) for the
support files which include the Printer Definition File, On-Line
Manual and Saved Client Information.
* Contains the ability to turn sound effects on or off.
* Contains the ability to bypass the opening logo screen when run.
* Contains the option to clear fields upon first keystroke in a field.
* Comes with a printed user's manual.
Shareware
The Annuity Ace is a shareware program. This evaluation version
includes all features of the Lite version of the program, and is not
crippled in any way. You may use it for up to 30 days, without charge.
If you like the program, and wish to continue its use after this
evaluation period, you are required to pay for the program (see
ORDER.TXT for more details). Any fee you may have paid to others (disk
vendors, dealers, etc.) to obtain this evaluation version was a fee for
their copying and distribution services, rather than a payment for
continued use of the program.
Program Registration
The Annuity Ace can be registered with Insight Software Solutions with a
check, money order, VISA or MasterCard in the amount of $15.00 U.S. for
the "Lite" version or $25.00 U.S. for the "Professional" version plus
shipping and handling. Please refer to the address and phone numbers
listed above. Upon receipt, you will be sent the latest version of The
Annuity Ace. (The professional version includes a printed manual.) Once
registered, you will receive notification of major updates and new
products. Registration includes a 90 day support policy where free
updates will be provided for major problems. If a problem cannot be
resolved, then a refund of money will be made.
Program Support
Insight Software Solutions offers support through the mail, phone, fax
and BBS. Please refer to address and phone number above. Our official
support BBS is the Rocky Mountain Software BBS (RMS). RMS can be
reached 24 hours a day at (801) 963-8721 where a conference dedicated
to us can be found. Our latest software products and versions,
bulletins, news and message system are located on RMS. RMS accepts
modem baud rates of 1200 to 57600.
===== Packing List =====================================
As released by the author or publisher, this package contained the
following files in addition to this VENDINFO.DIZ:
Filename Size Date Time CRC32
README. 8334 7-Mar-1995 01:03a 661BC4AB
ACE.CFG 1462 7-Mar-1995 01:03a B455C922
FILE_ID.DIZ 420 7-Mar-1995 01:03a 7EB75FC6
ACE.DOC 51346 7-Mar-1995 01:03a 87CF9FBB
ACEPRO.DOC 1833 7-Mar-1995 01:03a E2EBB009
ACE.EXE 94908 7-Mar-1995 01:03a 2EBDF1AC
INSTALL.EXE 15557 7-Mar-1995 01:03a 98622D0D
SDN.ID 1954 7-Mar-1995 01:03a B352C0CB
ACE.PTR 22944 7-Mar-1995 01:03a 8E1DE2E6
ORDER.TXT 3209 7-Mar-1995 01:03a A25B6118
PRODUCTS.TXT 25075 7-Mar-1995 01:03a 082C85B9
VENDOR.TXT 216 7-Mar-1995 01:03a 8C5E6214
===== Installation =====================================
The Annuity Ace may be run from either a floppy or hard disk. An
installation program called INSTALL.EXE is provided to assist you in the
installation of the program on a hard drive. To install the program,
insert the floppy disk in drive A (or drive B). From the A> prompt (or
B>), simpy type "Install". This will prompt you through the
installation process. Alternatively, you may simply copy the contents
of the floppy disk onto the hard disk. We recommend that it be placed
into its own subdirectory.
===== Warranty =========================================
LIMITED WARRANTY
THIS SOFTWARE AND MANUAL ARE PROVIDED FOR EVALUATION ONLY, ON AN "AS IS"
BASIS. INSIGHT SOFTWARE SOLUTIONS DISCLAIMS ALL WARRANTIES RELATING TO
THIS SOFTWARE, WHETHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED
TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR
PURPOSE. NEITHER INSIGHT SOFTWARE SOLUTIONS NOR ANYONE ELSE WHO HAS BEEN
INVOLVED IN THE CREATION, PRODUCTION, OR DELIVERY OF THIS SOFTWARE SHALL
BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES ARISING
OUT OF THE USE OR INABILITY TO USE SUCH SOFTWARE, EVEN IF INSIGHT
SOFTWARE SOLUTIONS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES
OR CLAIMS. THE PERSON USING THE SOFTWARE BEARS ALL RISK AS TO THE
QUALITY AND PERFORMANCE OF THE SOFTWARE.
This agreement shall be governed by the laws of the State of Utah and
shall inure to the benefit of Insight Software Solutions and any
successors, administrators, heirs and assigns. Any action or proceeding
brought by either party against the other arising out of or related to
this agreement shall be brought only in a STATE or FEDERAL COURT of
competent jurisdiction located in Utah County, Utah. The parties hereby
consent to in personam jurisdiction of said courts.
===== License for Use and Distribution =================
TRIAL USE LICENSE
The Annuity Ace is NOT a public domain program. It is copyrighted by
Insight Software Solutions. This software and accompanying
documentation are protected by United States copyright law and also by
international treaty provisions.
Insight Software Solutions grants you a limited license to use this
software for evaluation purposes for a period not to exceed thirty days.
If you continue using this software after the thirty-day evaluation
period, you MUST make a registration payment to Insight Software
Solutions.
You may not use, copy, rent, lease, sell, modify, decompile,
disassemble, otherwise reverse engineer, or transfer the licensed
program except as provided in this agreement. Any such unauthorized use
shall result in immediate and automatic termination of this license. All
rights not expressly granted here are reserved to Insight Software
Solutions.
LIMITED DISTRIBUTION LICENSE
The attached VENDINFO data record is hereby incorporated by reference.
Any distribution satisfying all the distribution requirements expressed
in that data record is hereby authorized. Please consult the attached
VENDINFO data record for distribution rights. You must obtain written
permission directly from Insight Software Solutions if you are unsure of
your distribution rights.
Permission to distribute the Annuity Ace package is not transferable,
assignable, saleable, or franchisable. Each vendor wishing to
distribute the package must independently satisfy the terms of this
limited distribution license.
U.S. Government Information: Use, duplication, or disclosure by the
U.S. Government of the computer software and documentation in this
package shall be subject to the restricted rights applicable to
commercial computer software as set forth in subdivision (b)(3)(ii) of
the Rights in Technical Data and Computer Software clause at
252.227-7013 (DFARS 52.227-7013). The Contractor/manufacturer is
Insight Software Solutions, P.O. Box 354, Bountiful, UT 84011.
Insight Software Solutions may revoke any permissions granted here, by
notifying you in writing. All rights not expressly granted here are
reserved to Insight Software Solutions.
===== Compressed Data Record Follows ===================
PK